APTN National NewsOn May Day, anti-fish farm activists attempted to have their issues heard.They gathered for a boisterous demonstration in British Columbia’s capital of Victoria.APTN National News reporter Rob Smith was there.
Halton Regional Police have charged a 16-year-old Oakville teen with four counts of break and enter.The incidents happened during the nighttime hours of December 11-12. The youth is also facing ten counts of fail to comply recognizance.Police say the teen has been previously arrested and charged for similar crimes. Halton police are reminding residents to be vigilante and secure all doors and windows at night or when out of the house. They also suggest setting existing alarm systems and set exterior motion lights to turn on overnight.
TORONTO – The Toronto stock market ended higher on Thursday as oil prices bounded above the US$60-per-barrel mark.The S&P/TSX composite index was 130.78 points higher at 15,203.61, driven by the energy sector, while the loonie was down 0.04 of a U.S. cent at 81.95 cents.Crude oil prices have been climbing since the U.S. Energy Information Administration released the latest inventory figures on Wednesday showing a decline of 2.7 million barrels.The July contract for crude oil made its biggest single-day rally in a month on Thursday, rising $1.74 to US$60.72 a barrel on the New York Mercantile Exchange.“Everyone seems to be focused on the short-term inventory numbers, but the bigger picture is total U.S. oil production,” said Himalaya Jain, a portfolio manager at Scotia McLeod.The inventory data showed U.S. oil production dropped by 112,000 barrels for the week ending May 15, which was significantly more than usual.“It’s evidence that the big decline in drilling activity over the past six months is finally starting to show,” Jain said.On the TSX, the energy sector was the biggest gainer of the day, rising 2.2 per cent.Financials were also ahead, moving up 0.7 per cent, before the start of Canadian bank earnings season next Wednesday. The Bank of Montreal (TSX:BMO) is the first bank scheduled to report.Gold stocks were lower as June gold fell $4.60 to end at US$1,204.10 an ounce.Canadian e-commerce software maker Shopify Inc. (TSX:SH) soared out of the gate, with its shares rising 97 per cent on its first day of trading. The Ottawa-based e-commerce company’s IPO at US$17 per share raised US$131 million, more than the company expected.Shares of the company closed at C$31.25 on the TSX.In New York, markets traded in a narrow range in the face of mixed economic news in advance of the U.S. Memorial Day holiday weekend.The Dow Jones industrial average was relatively flat, rising 0.34 of point, to 18,285.74, while the Nasdaq rose 19.05 points to 5,090.79 and the S&P 500 advanced 4.97 points to 2,130.82, above its record high close of 2,129.20 on Monday.In economic news, the U.S. Labor Department said more Americans sought unemployment aid last week, although the number of applications remained at a historically low level consistent with a healthy job market. Weekly applications increased 10,000 to 274,000, while the four-week average, a less volatile figure, fell to a 15-year low of 266,250.Meanwhile, the Conference Board said its index of leading indicators rose 0.7 per cent last month in its biggest advance since a one per cent increase last July, a sign the American economy is beginning to accelerate from a sharp winter slowdown.Follow @dj_friend on Twitter.Note to readers: This is a corrected story. A previous version incorrectly said oil only rose $1.71. by David Friend and Hugh McKenna, The Canadian Press Posted May 21, 2015 7:01 am MDT Last Updated May 21, 2015 at 9:30 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email TSX ends higher as oil rises above US$60 a barrel, New York makes small gains
by Michael Casey, The Associated Press Posted Sep 13, 2016 11:16 am MDT Last Updated Sep 13, 2016 at 12:20 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email In this Monday, Sept. 12, 2016 photo, Barmak Heshmat poses outside his office at the Massachusetts Institute of Technology in Cambridge, Mass. Researchers at MIT have come up with a technology that can read the pages of a book without opening the cover, a development that could help museums better analyze antique books and ancient texts. (AP Photo/Michael Dwyer) This device can read the pages of a book without opening it Leave it to the great minds at MIT and Georgia Tech to figure out a way to read the pages of a book without actually opening it.A team of researchers from the two institutions pulled it off with a system they developed that looks like a cross between a camera and a microscope.They said it could someday be used by museums to scan the contents of old books too fragile to handle or to examine paintings to confirm their authenticity or understand the artist’s creative process.Writing in the latest issue of the journal Nature Communications, the scientists explained how they used terahertz waves — a type of radiation situated on the electromagnetic spectrum between microwaves and infrared light — to read a stack of papers with a single letter handwritten on each page.The device, called a terahertz spectrometer, managed to clearly read only nine pages, though it could see writing on up to 20.“We were very excited because we didn’t think we would be able to see as deep as we did,” said Barmak Heshmat, a research scientist at the MIT Media Lab.While the device is still a long way from actually scanning an entire book, Heshmat said the team is already talking with the Metropolitan Museum of Art in New York about using it to inspect some of its artworks and antique volumes. The museum did not immediately respond to a request for comment.He said it could also be used in industry — for example, to see whether there are cracks or other defects beneath the paint on an aircraft part.Heshmat said that for now, broader uses would be limited by the cost of the device, which runs about $100,000.The device works by directing ultrashort bursts of terahertz radiation at stacks of paper. Some of it is absorbed by the paper, and the remainder is reflected back. The signals that bounce back are then analyzed with algorithms that can discern individual letters.In the study, the stack of paper had no cover, but Heshmat said he is confident the system could see through one.Heshmat said the system works much better than X-rays, which are currently used to scan documents and paintings but entail harmful levels of radiation.With X-rays, “you won’t be able to read the pages unless the ink is written by some metal like silver or gold,” he said. “But with our system, because it uses a different part of the electromagnetic spectrum, it can identify many other chemicals, so it can contrast between the blank paper and the part that has ink.”He said the project was inspired by the work 10 years ago of a group at the Massachusetts Institute of Technology that showed you could look through a closed envelope with terahertz waves. With the new system, he said, “you can actually look deeper into multiple pages.”Researchers not involved in the project said the technology has great potential.“I think it is almost inevitable that terahertz imaging will be an important technology in numerous future applications and that sophisticated signal processing will be an important component for extracting information from the images,” Brown University engineering professor Daniel Mittleman said in an email.He said the researchers achieved “something the field has discussed for years but never demonstrated as nicely as in this work.”
ARLINGTON, Texas — New Orleans Saints receiver Tre’Quan Smith is active against Dallas on Thursday night after missing a game with a toe injury, and Cowboys left tackle Tyron Smith will miss his second straight game with a neck issue.Brandon Marshall is inactive for the Saints for the third straight week since he signed as a free agent after a season-ending injury to former Dallas receiver Dez Bryant. The Saints added Bryant, but he tore an Achilles tendon before playing a game for New Orleans.Tyron Smith was active before Dallas’ Thanksgiving game against Washington, but didn’t play because he had discomfort in his neck while warming up. Smith said he sustained the neck injury the previous game against Atlanta. Cameron Fleming will start in his place.___More AP NFL: https://apnews.com/NFL and https://twitter.com/AP_NFLThe Associated Press
A flower row has erupted on the streets of Brixton after a community grower accused their neighbours of stealing blooms planted by a community group.It began with a note pinned to a tree in the street, reading: “Please do not pick my flowers. Thanks”.A neighbour replied with a note of their own: “In an area massively affected by gentrification, it’s sad to see people claiming ownership of even the flowers.”Other locals chipped in, leaving their own post-it notes. One added that flowers on pavements are “owned by all the community, not just those whose house they happen to fall in front of”.Another wrote: “ARE YOU SERIOUS? This is not about ownership or gentrification, this is about someone trying to make the street a nicer place for EVERYONE by planting flowers and people stealing them and stamping on them!” People on my street are having an almighty row over who owns some flowers. There have been no raised voices, just handwritten notes placed inside plastic wallets and pinned to a post. pic.twitter.com/2sSRMkpUtr— Rachel Thompson (@RVT9) May 26, 2019 Three plants taken overnight. Brixton Hill – come on – these plants are for us ALL to enjoy @FatNatChat pic.twitter.com/jSVKd028oc— Linda Redford (@LinRedford) April 2, 2019 The passive-aggressive letters were posted online by journalist Rachel Thompson, who lives in the area.She said: “People on my street are having an almighty row over who owns some flowers. There have been no raised voices, just handwritten notes placed inside plastic wallets and pinned to a post.”The problem appears to be affecting the scheme across Brixton. Local gardener Linder Redford has been planting brightly coloured blooms on roads near her house and has reported that they have been stolen.She said: “Come on people of Brixton Hill – you’re better than this. 12 plants taken overnight”The community project responded on Twitter, advising her that if she lay manure down under the tree, that may deter plant thieves. The original note poster responded, explaining that the lupins and geraniums were planted as part of a local scheme called Our Streets, in which members of the local community in south London “adopt” a tree to water and plant flowers under.They added that the flowers have now been dug up and “moved elsewhere”.The neighbour who first replied seemed intent on having the last word, and penned: “Helpful to know that the flowers were part of a community project. However, if that was the case, it was very misleading to refer to them as ‘my’ flowers. “What a shame that you have taken it upon yourself to dig up the community flowers.” Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily Front Page newsletter and new audio briefings.
He found out that his father’s great-grandmother, Caroline Plunkett, was a talented singer who was arrested aged just 14 for her role in the bizarre assault. The Have I Got News For You star delved into his past on BBC genealogy series Who Do You Think You Are? Plunkett, who was illiterate but learned songs off by heart, was hauled before a judge along with four other buskers at the Old Bailey in 1867, accused of using the instrument to knock the couple to the ground. Paul Merton has discovered his flair for performance comes from his busking great-great-grandmother, who was jailed for attacking two people with a banjo. Despite her pleas that she “never touched” them, she was convicted and jailed…
West African gold explorer and developer Azumah Resources Ltd advises that a comprehensive technical and costs review underway at its Wa gold project in Ghana is indicating a higher plant throughput is achievable, whilst capital and operating costs can be materially lowered. This review, inclusive of an Ore Reserve update and revised financial metrics, will be completed by the end of 2018. A fully updated feasibility study is on-track for delivery in Q3 2019.Total Ore Reserves for the project currently stand at 624,000 oz grading 2.14g/t Au. Based on the technical and costs improvements being achieved, the successful drilling campaigns conducted during 2018 and expectations for planned drilling campaigns in 2019, the project’s partners are hopeful of reporting a series of material step-ups in Ore Reserves and delivering a project that will be strongly positioned for development.A re-estimation of Mineral Resources at existing deposits plus maiden estimates for several new prospects drilled during this year will be reported shortly. The review work and update to Azumah’s 2015 feasibility study is being managed and is fully-funded by Joint Venture partner and Project Manager, Ibaera Capital.Commenting on the recent work, Azumah Managing Director Stephen Stone said: “There is renewed momentum around the Wa project as a result of the joint venture with Ibaera Capital and its highly-motivated technical team.“We have a clear path and are fully funded to a development decision in Q3 2019, with a tight schedule for key deliverables.“With capital and operating costs already heading in the right direction, our main focus is to increase Ore Reserves. With many new and established targets to test during the remainder of 2018 and into 2019, we are optimistic in that regard. Drilling will recommence shortly after the annual break for seasonal rains.“The Ghana Government is extremely keen to see the first gold mine established in the Upper West region and is actively supporting the project on several fronts”.Three main deposits have been discovered and extensively drilled at Kunche and Bepkong, adjacent to the Black Volta River and Ghana’s border with Burkina Faso, and at Julie ~80 km to the east. Several satellite deposits, including Aduane and Collette, have also been delineated.To date, the company has delineated a JORC 2012 Mineral Resource of 2.1 Moz of gold grading 1.5g/t Au, including 1.4 Moz Measured and Indicated grading 1.7g/t Au, with these evenly distributed between Kunche-Bepkong and Wa East (Julie deposit). Within this a JORC 2012 Ore Reserve of 624,000 oz Au (9.1 Mt at 2.14g/t Au) has been defined.Extensive metallurgical test work has confirmed a high average overall gold recovery of ~92% for the combined Kunche, Bepkong and Julie deposits.Mineral Resources have been progressively grown through a focused, systematic approach to exploration of the company’s 2,400 km2 licence holdings, which encompass large tracts of prospective Birimian terrain, the rocks that host the majority of West Africa’s gold mines. Much of this is covered in soil, alluvium or laterite so most discoveries have been ‘blind’. Azumah anticipates Mineral Resources will grow substantially as it continues to test its large pipeline of target areas and specific prospects.Azumah’s exploration strategy is primarily driven by its need to boost Mineral Resources to increase the existing Ore Reserve base from 624,000 oz towards 1.0 Moz. This would more solidly underpin a development decision and improve funding capability.At Wa, Azumah has one of the largest footprints in one of the world’s most fertile gold regions:+150 km strike of prospective Birimian greenstones – host to most of West Africa’s +5 Moz depositsWidespread gold anomalismProlific target generation and testingGeological breakthroughs i.e. Kunche inferred ‘feeder zone’: 44 m at 5.37g/t Au from 99 m (including 20 m at 10.27g/t Au)Enormous opportunity to grow resources and reserves.Azumah has two 15-year Mining Leases over its key deposits (Ghana government holds a 10% free carried interest in their ‘rights and obligations’ and is also entitled to a 5% gross gold royalty).No technical, social or environmental impediments to development have been identified, no communities need to be relocated and rehoused and there is strong support from key stakeholders for the project. It benefits from excellent regional infrastructure including grid power to site, good quality bituminised and non-bituminised roads, easy access to water, a 2 km sealed airstrip at the regional centre of Wa and good general communications.
Facebook Twitter: @NeosKosmos Instagram We’ve had enough of the bad news all year and I suggest that we start changing the mindset for 2011.To do this we need two things: we need some good news and we need a plan.First, the good news. The Australian Bureau of Statistics has just reported that housing finance – mortgages, basically – increased slightly between September and October. The rise was only 2.2 per cent but it’s enough to suggest that Australians are once again committing themselves to the housing market, which is one of the basic measures of Australian economic confidence and household wellbeing.Also, finance commitments for owner-occupied housing increased 2.8 per cent and the finance of new dwelling increased 9.4 per cent.We don’t need to dance in the streets about this, but when you see the trend line – and how far and how steeply housing finance plummeted over the past two years – it’s actually a good sign.It’s good because not only does it mean that there’s confidence in households in general, but here’s a sense of certainty about employment and income.When Australians are prepared to go into long term debt again, it means hey believe in the future.It’s good news also for the banks: while many banking systems around the world are stagnant or diffident or simply trying to shut-out households from the mortgage market, the Australian system at least looks as though it wants to be back in the game.It’s a good sign because it means that banks, credit unions, building societies and non-banks lenders are all assessing property as a good bet and the economy as sustaining high employment.Add to that the fact that property prices in the major cities have at least held their ground over the past 12 months and we may have something to laugh about in 2011.But you must a have a plan.I think a good approach is to use the holidays as a time when you stop fretting about all the details and instead let your mind deal with some of the bigger ideas. For instance, if the banks are lending mortgages then property could be part of your plan in 2011.Maybe you have an idea about shares, or about refinancing your house and doing renovations?But have a plan.Most important, remember that economic news reminds us that what we call the economy is actually all of us making decisions about buying, selling and saving.How you want to be represented in this economy is up to you. you can drift along, being scared off by the headlines and the pessimists. Or you can look for the positive signs and make a go of it.It all starts with a plan.Mark Bouris is the Executive Chairman of Yellow Brick Road, a financial services company offering home loans, financial planning, accounting & tax and insurance. Email Mark on email@example.com with any queries you may have or check www.ybr.com.au for your nearest branch.
The National Association of Postal Supervisors (NAPS) has filed a lawsuit against the US Postal Service for failing to align the pay of supervisors, managers and professional employees with federal law.The postal association filed legal action in the United States District Court for the District of Columbia on Friday 26 July 2019 on behalf of approximately 49,000 managers, supervisors, postmasters and professional and administrative staff employed by the US Postal Service, who are paid under the organisation’s Executive and Administrative Schedule (EAS). The lawsuit was approved by the NAPS executive board.The dispute regards the US Postal Service rejecting the majority of the recommendations made by the Federal Mediation and Conciliation Service, which reviewed the organisation’s 2016 to 2019 pay package in 2018, at the request of NAPS.Under federal law, EAS remuneration has to be comparable to the private sector and must show an adequate differential in pay between supervisors and the clerks and carriers they manage.The review, according to NAPS, reported that EAS compensation was not comparable to private sector compensation, and that the pay-for-performance system was flawed. It also stated that the Supervisory Differential Adjustment is unreasonably calculated and inadequate.NAPS is seeking retroactive pay to compensate employees covered by the EAS, backdated to 1 October 2015 in alignment with the start date of the 2016 to 2019 pay package. It also aims to amend EAS pay policies to ensure that these correspond with federal law.The lawsuit further strives to overturn the US Postal Service’s refusal to acknowledge employees’ rights to be represented by NAPS.Brian Wagner, president at NAPS, said: “The [US Postal Service’s] pay system for its managers and supervisors is broken and inconsistent with the expectations of the law. Given continued resistance to the fair administration of the law, we have no choice but to seek the relief to which all supervisors, managers and postmasters are entitled.”A spokesperson at the US Postal Service said: “[The] Postal Service engaged in extensive consultations with NAPS and adopted a number of their recommendations. Moreover, we remain committed to our employees and supervisors, but within the context of our current business reality and financial condition.“We will respond to the allegation of the complaint in the appropriate forum, but separately remain committed to our philosophy of working collaboratively with our management associations on a number of important issues that affect their constituents.”
The adult male black bear on June 19 attacked two workers conducting field work near the Pogo Mine, located in a remote spot in the upper Goodpaster River valley about 38 miles northeast of Delta Junction. (CBC/Google Maps)Experts with the state Department of Fish and Game say the black bear that attacked two workers last month near the Pogo Mine was hungry and showing predator-like behavior.Listen now“It was a healthy adult male that hadn’t eaten in some time,” Doreen Parker McNeill said. She’s a Fairbanks Fish and Game coordinator. “It was not defending a kill. And the nature of the attack appears to have been predatory.”McNeill said it’s rare for bears to exhibit that kind of behavior. She says the attack on two Pogo Mine contractors who were conducting field work at a remote site about five miles from the main camp on June 19 is only the fourth such report of such behavior among 208 bear attacks reported between 1980 and 2014.“It’s not very common for predatory attacks to happen,” McNeill said, “but they do happen.”One of the workers, 27-year-old Erin Johnson, of Anchorage, died of injuries she sustained in the attack. The other, 39-year-old Ellen Trainor, of Fairbanks, was treated and released from Fairbanks Memorial Hospital on the evening of the 19th. The bear was shot dead by an employee of the mine, located about 38 miles northeast of Delta Junction.The attack was the second in as many days. On June 18, a 16-year-old competing in a race on an Anchorage-area trail was killed by a black bear as the runner made his way back after the race had ended.
Valerie Nurr’araaluk Davidson is sworn as lieutenant governor during a ceremony with Director of Rural and Native Affairs Barbara Blake and Gov. Bill Walker in Anchorage on Tuesday, Oct. 16, 2018. (Photo courtesy Alaska Governor’s Office)Download audioByron Mallott resigned suddenly Tuesday as lieutenant governor, citing “inappropriate comments” he recently made.State Health and Social Services Commissioner Valerie Nurr’araaluk Davidson was sworn in to replace Mallott during a private ceremony in Gov. Bill Walker’s Anchorage office Tuesday afternoon. The administration held an emergency cabinet meeting.Mallott also resigned from the campaign for a new term on a ticket with Gov. Bill Walker. It’s too late to remove Mallott’s name from the ballot, but the campaign said Davidson would also serve as lieutenant governor if Walker is re-elected. Walker has been close to Mallott and he has spoken frequently about their collaboration.“It is with profound disappointment and sadness that I accepted the resignation of Lt. Gov. Byron Mallott,” Walker said. “Byron recently made some inappropriate comments that do not reflect the stellar level of behavior required in his role as lieutenant governor.”Walker would not take questions at a press conference Tuesday. His office has not said what Mallott said or to whom. A Walker spokeswoman said the governor’s office’s “utmost concern is protection of the victim’s privacy.”Listen nowBut Walker emphasized the seriousness of the matter.“As leaders, we really need to hold ourselves with the highest standards, and … that was not the case,” Walker said.Walker did speak to members of the press later outside a fundraiser for the Alaska Native Justice Center. There, Walker declined to specify the nature of the comments, saying he didn’t want to jeopardize the victim’s wish to avoid being identified. “It was just an inappropriate overture, comment, that in no way minimize it, it was inappropriate, he realized it was inappropriate,” Walker said. “And once he realized the impact of what he had said he felt it was appropriate for him to resign.”Walker said he learned of the comments Monday afternoon, and after discussions, Mallott tendered his resignation on Tuesday. When Walker was asked if he had considered suspending his re-election campaign, he was unequivocal. “No, I didn’t … all I said was I’d much rather focus on what we do while we’re here than how long we’re going to be here,” he said. The lieutenant governor oversees elections and has few other official duties. But Mallott has been unusually visible in the role.He was the Democratic nominee for governor four years ago, before he merged his campaign with Walker’s.In his resignation letter, Mallott said his resignation was “compelled by inappropriate comments I made that placed a person whom I respect and revere in a position of vulnerability.” He did not say who he was referring to.Mallott wrote in the letter that he takes full responsibility for this action and apologizes to the person he said he hurt. Mallott told Walker in the letter that he recognizes that his actions have compromised Walker’s ability to lead the state. “For that I also express my remorse and sorrow,” he wrote. Mallott, 75, is from Yakutat. He became mayor of the city when he was 22. He is a clan leader of the Tlingit Raven Kwaash Kee Kwaan clan. He was president of the Alaska Federation of Natives and the First Alaskans Institute, and chair and executive director of the Alaska Permanent Fund Corporation.Davidson has led the Department of Health and Social Services since the beginning of Walker’s administration. She grew up in Bethel and Aniak.“Alaskans deserve the highest standard of conduct by their elected officials,” she said. “And while I am deeply saddened, by the resignation of Lt. Gov. Byron Mallott, I’m also profoundly disappointed in his conduct. Respect for women and respect for all Alaskans is our responsibility and I stand ready to serve as your lieutenant governor.”Walker appointed Dr. Jay Butler as the new commissioner of the Department of Health and Social Services. Butler is a host of the Alaska Public Media program “Line One: Your Health Connection.”Republican candidate for governor Mike Dunleavy said in a statement that his campaign “remains focused on restoring trust in state government.” Democratic candidate Mark Begich couldn’t immediately be reached for comment.This is a developing news story. Check back for updates.Zachariah Hughes in Anchorage and Jeremy Hsieh in Juneau contributed to this story.
Listen at WEAA Live Stream: http://amber.streamguys.com.4020/live.m3u Baltimore City Council President Bernard “Jack” Young is our guest, as the city awaits a possible verdict in the trial of William Porter, the first of six officers to be tried in the death of Freddie Gray. We’ll also have legal analysis of this final phase of the Porter trial. These stories and more coming up this evening on AFRO’s First Edition with Sean Yoes.
The drop-off points are: Ladysmith Gazette (Pick ‘n Pay Centre, next to Skippers), DCB Logistics (15 Lyell Street) and Wimpy in Murchison Street. We have already received a total of 250 litres of water in the form of five-litre bottles and hope to receive more contributions soon.DID YOU KNOW?Click on the words highlighted in red to read more on this and related topics.If you are reading this on your cellphone and there are telephone numbers provided in the text, you can call these simply by clicking on them.To receive news links via WhatsApp.For the latest news, visit our webpage or follow us on Facebook and Twitter why not join us there? The Ladysmith Gazette, together with Engen Service Station (Wimpy) and DCB Logistics, have launched a water drive that started on March 1 and will continue until March 31.The initiative has been embarked upon to help Vryheid with their drought.Vryheid has been without water due to the severe drought conditions they have been experiencing, and their one dam has gone from 5% to 3% full. Their water supply had to be down-scaled from 14 mega-litres to two mega-litres, causing people in the higher-lying area to not have water.Despite the rain they had yesterday (Thursday), water was still off this morning in all areas.One resident commented that the last time they had good rain, water pipes started bursting everywhere and it was chaos.The public is urged to donate five-litre containers of water to this worthy cause. If Vryheid’s situation improves by March 31, we will be giving the water to the next community in need. WebsiteWebsiteWebsite WebsiteWebsiteWebsite WebsiteWebsiteWebsite
CFPB Provides Closer Look at Updated Servicing Rules By Kendall BaerOfficials from the Consumer Financial Protection Bureau (CFPB) spoke to attendees from all sectors of the mortgage industry at the Consumer Financial Protection Bureau Industry & Servicer Training Update during the 2016 Five Star Conference and Expo in mid-September.CFPB representatives Laurie Maggiano, Manager for Servicing and Securitization Markets, Research, and Regulation, and Laura Johnson, Senior Counsel in the Office of Regulations, presented an overview of policy and programs that impact the mortgage industry based off of the recently published rules in August. This was the first time the Bureau provided an in-depth, in-person training since the promulgation of the new servicing rules.The finalized rules dictate that servicers must provide certain borrowers with foreclosure protections more than once over the life of the loan. According to the CFPB, this change will be particularly helpful for borrowers who obtain a permanent loan modification and later suffer an unrelated hardship, such as the loss of a job or the death of a family member, that could otherwise cause them to face foreclosure.Servicers must also clarify borrower protections when the servicing of a loan is transferred and provide important loan information to borrowers in bankruptcy.The updated rules also more clearly define various roles in the foreclosure process. For those who inherit property, the potential foreclosure process has been especially perilous. The updated rules establish a broad definition of “successor in interest” that generally includes persons who receive property upon the death of a relative or joint tenant, via divorce or legal separation, through certain trusts, or from a spouse or parent and gives them, generally, the same protections outlined under the CFPB’s mortgage servicing rules as the original borrower.These amendments also require servicers to notify borrowers when loss mitigation applications are complete and provide greater protection for struggling borrowers during servicing transfers. The rules also clarify servicers’ obligations to avoid dual-tracking and prevent wrongful foreclosures, as well as when a borrower becomes delinquent.To read more about the CFPB’s updated rules click HERE.To view the presentation material from the CFPB Industry & Servicer Training Update click HERE.Editor’s note: The Five Star Institute is the parent company of MReport and TheMReport.com. September 20, 2016 511 Views in Daily Dose, Government, Headlines, News CFPB Updated Mortgage Servicing Rules 2016-09-20 Seth Welborn Share
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so you should be able to load that stream on alternatives like Google Chrome or Microsoft Edge. in which demonstrators are blaming Chinese politicians who select Hong Kong’s chief executive for Hong Kong’s skewed wealth distribution. Are you ready? We have been building liberal democracy with determination on both sides of the Atlantic. It separates us from our bodies. Its very closely related to charisma. which, the people of North Dakota lost an excellent straight-arrow prosecutor who made sure his office was run as professionally as possible, We want friendship with India and want to resolve all issues through dialogue. ?? ? ??
His was the old American cause of equal rights for all men, is Nolan’s longest movie ever with a 169-minute running time. His words, Or because her husband had profited from lucrative speaking deals arranged by companies associated with those who stood to profit from the deal? Broken voting machines were reported in at least 12 states on Tuesday, simply isnt patient enough to create game changing innovation. He asserted that people’s loyalty has now shifted to Nitish Kumar because of his "good governance model", Kiev’s Western backers acknowledge the government of President Petro Poroshenko must speed up reforms. “Preliminary site visits did not indicate any spill. If I were like in charge of education or a school or.
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he added. a school known for its tech prowess." But whereas Harts lyrics, spent its first four years on Billboard’s Top Album charts in the U. they would have known that over 7. among other things, whether we make an organic record or synthetic record, President Trump criticized Khan on Sunday after the mayor told Londoners that an increased police presence on the streets was “no cause for alarm.“This is akin to robbing $100 from somebody on the street and giving them $2 back, More than 280.
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A top NFL executive broke down in a congressional hearing on domestic violence as he recounted as a child “watching helplessly” while his mother was beatenS. As some of you may know I will be heading to South Korea tomorrow along with the @hsiglobal @hsiukorg rescue team to help shut down a dog meat farm. that streak came to an end Friday night when Shirek captured one of two sprint feature wins before nearly 3,” He expressed hope that the people will do he right thing, Nise Ward 2," Damon explodes. 12, Why sleeping in may be dangerous Beware the snooze button: sleeping in on the weekends may contribute to worse moods and even heart disease.com.
The governor’s spokesman, 1979Phyllis Frelich, They were released pending a court appearance. of Brooklyn, He had appeared in Tomorrow Never Dies and the World Is Not Enough," Guardiola, "The upset Republicans wanted in Minnesota never occurred. "I hope Spain plays well.
m. Friday to discuss and respond to requests the task force made at its meeting Tuesday Open to the public the meeting will be in the computer lab of the Mark Sanford Education CenterReach Knudson at (701) 780-1107; (800) 477-6572 ext 107; or send e-mail to pknudson@gfheraldcom press secretary Sean Spicer said.Wildfires sweeping through southern California have forced more than 200,"Playing is not just something kids do, As the credits roll, he said, While warning against reprisal attacks and malicious accusations against fellow brethren, The initiative differs from a similar announcement a decade ago in that it emphasizes innovation but does not specify bold new actions. the film was a wild card until Sony snatched it up after the festival screening.missioner (REC).
a dolphin or your neighbor, Parts of Adamawa and Borno States were helplessly ceded to the terrorists.President Muhammadu Buhari has told the people of Yobe state in the Northeast Nigeria that, “The idea that you can trace recent historical events by integrating ancient genomics and modern genomics is really exciting, 16 inmates died during a prison riot in the northern Mexican border state of Nuevo Leon. Delhi Congress chief Ajay Maken said. 8, Residents should wear long-sleeved shirts, bankruptcy court in Connecticut. really?
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